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Sunday, February 8, 2009
Friday, February 6, 2009
Home Sweet Home
Homeownership is overrated. Let me share my personal experience:
I was conditioned, like many Americans, that homeownership is something you had to do...just like going to college and getting married, etc. There is a certain accomplishments in life you are supposed to achieve...I drank that Kool-aid until the last crusty sugary bottom.
So in 2006 I bought a home. In an area I could afford because my teacher's pay and the fact that I am single allowed me only so much to buy. I was realistic on what I could afford. I didn't think I bought a home that was too expensive and knew that my payments had to be realistic. I was excited although it was not what I wanted location wise or style...(townhome in the SWATs)
Fastforward to the economic crisis in hand.
Luckily when I moved to Korea, I found someone to rent my home. Albeit, I pay a large sum to keep her in there to avoid foreclosure and also it is nice to come home on the breaks...so I am like the roommate that is never home.
Now while these banks and governments are telling you that it is morally wrong to walk away from your home. Get this.
In the winter of 08, my homebuilder Centex said they will no longer be building any more homes and have sold the rest of the property to someone else. Now my home sits in an unfinished complex with more than half of the lots empty. Yes about 400 lots are empty...weeds have grown over the land where homes should be.
Then the buildings they decided to finish, they used lesser materials. Like instead of the sliding glass doors, they put in one regular door. Instead of double pane windows in the bedroom, they put in a lone pane.
Hmmm...so you telling me..that Centex can just bounce and sell the complex to cover their assess..I mean assets, and then use inferior product on the rest of the buildings and leaving the complex empty...therefore bringing down my property value? Hmm.
But I should be a "good" person and pay my mortgage. Riiighhht
So then this past summer, I get a letter from my mortgage company Wells Fargo.
My taxes are going up...therefore my mortgage is going up..by like 300 dollars.
WTF!?
Now I knew that my rate was adjusting to 5.8 that fall raising my mortgage a hundred bucks. But an additional 200 on top of that?
So I realized that because of the amount of foreclosures in the area...I, the respectable homeowner, must shoulder the cost of the taxes...this is bullshit.
Oh...did I fail to mention that there are sooooo many break ins at the community that it is like a seasonal flu. Once someone gets it...so will their neighbor. My friend's mom's house has been broken into four times. Mine once and these Sons of Sorry People took a bunch of ish I could care less about, one item that meant the world to me (my mother's Cartier watch...that she busted her butt to buy) and just overall violated my sanctuary.
Builder's Website:
Devon Model, three bedroom, 2 1/2 bath...$125,000
Oh helllllll nawwwww.. The price of my home on the Centex website dropped thirty thousand. So I lost 30 gs, doing n-o-t-h-i-n-g.
I haven't checked since this summer. I am too sick as it is.
Homeownership is overrated.
Then some section 8s moved in next door in the summer. Well, let me be fair, who knows if they are...they just behave like renters...blasting music, smoking weed, throwing too many parties...running the community down with ghetto blinds (sheets on windows), leaving trash in the parking lot and speeding in the complex.
I opened my email and get a letter today (2/09) from the HOA saying that security will no longer be on premises. And we can't afford to pay out of HOA dues, cause so many people are delinquent.
Yes, please rip me another asshole...next to the other four..
So, you telling me that I should be honorable, pay my mortgage for a house in a complex that has been abandoned, that has been robbed so many times and the cops do nada, that even security is gone. I should stay right?
I called Wells Fargo and asked about some modifications.
You aren't delinquent
Sooo...I need to not pay (screw up my credit) then you will talk to me?
yes..
Welllll fuuuuuuuuuuuu*****kkkkk me then. I might as well bend over one more time.
Cause what's one more!?, It boils down to ....I worked too hard to have good credit. However, I am really contimplating saying to hell with the American dream and letting my house go when my tenant moves out. Hell, everyone is having financial troubles!
Don't tell me "that ain't right" either!
I mean, I don't understand when did a business decision become an emotional one. Centex had no love for me! HOA management could give a f*&k! Wells Fargo isn't worried about me!
Where is my bailout?
Home sweet home my ass.
Saturday, January 31, 2009
The Writing's on the Wall
My life has gone as planned. So to speak.
Every goal I have set out in life, I have achieved it. At the same time, many extenuating circumstances have as well. I could have let them be setbacks. But my life is as planned. Good or bad things will happen in life and your power is in your reaction.
I chose to be better than my circumstances allowed. I could have let fate run its course, but destiny intervened.
Fate requires no participation on your part. But destiny does.
All the things I have done in life has come relatively easy. Because it is my destiny to fulfill those goals. Even things I thought I wanted to do and it didn't transpire, it was because it wasn't meant for me.
I always believed that your destiny will continue to present itself until you fulfill it. There are hidden signs in your daily life that remind you to fulfill your life's purpose. People always seem to be in search of what their goal in life is or should be, when it is all around you if you pay attention to the details.
I think coincidences are not haphazard incidents. Instead, they are signs to shape your life's path. You are drawn to certain things and certain people for a reason. They are there to help you become a better you.
Also, the negative aspects of your life are not an accident. They are to shape you and are part of your destiny. Think about all the people in the world who go out and start nonprofit foundations or become dedicated to a cause. Why do they do it? Because it affected them in some personal way. Therefore, their personal pain became their community, their nation or the world's benefit...in that process it has a domino effect by inspiring others.
You have to be willing to utilize your natural gifts, your personal experiences and the silent reminders around you to fulfill your destiny and act upon them. To actively create your own destiny, it is not going to fall out the sky in to the lap of your life per se. You have to do and not think about doing.
Friday, January 23, 2009
Money Matters
I just finished reading this article about cutting expenses in 2009. The first three major expenses for people were:
housing
transportation
food
Moving to South Korea either eliminated or significantly reduced those costs. Let's do the math.
America vs Korea:
Car note $430 or$0
Subway $0 or $10
Gas $100 or $0
Car Ins. $75 or $0
Mortgage $1,200 or $0
House Ins. $ 25 or $0
HOA $169 or $200 (includes electric in Korea)
Food $300 or $150
Total $2299 or $360
Enough said!
I mean that is just considering the top three things listed in the article, not including all the other things.
I am still tightening my belt over here. I went to Costco and bought a lot of meat to start making my own dinners and lunches. I do spend too much money on mediocre school lunches. The school bus picks me up, so the only time I use transit is when I go somewhere...which is only on the weekends and quite rare. Eating out, especially Western food is expensive and eats away my won budget. Oh, yeah I forgot to mention I only live on 1/3 rd of my income. The other 2/3 goes to paying off American debts and maintaining the house I still own. :(
If you read my previous blogs, I am also on a debt snowball plan. So I need to cut some corners to pay off my debts by next summer.
To the chagrin of loved ones I will not be returning to live in America any time soon. It is just too expensive. I have already decided to resign my contract this fall.
Thursday, January 22, 2009
Sleeping Beauty
This is not my cat. But I feel like him. I am tired today. Thank goodness we will be on break this upcoming week. I don't know if it is the weather or if my age is catching up to me. I just want to sleep but force myself to stay awake until 9 or 10 pm. I am sleeping so well, I am actually having some weird dreams.
Saturday the cleaning lady is coming and I have to clean again before she comes at 8am...so much for sleeping in. When will the madness end! Plus, I have plans to go to yoga and volunteer at a cat shelter in Itaewon called Nabiya. I can't take in any more animals. The two I have already drive me nuts. However, I would love to volunteer and help cats and dogs in Korea. So this is the start.
Sunday I am supposed to be going to Suwon to be with the family for Lunar New Year, I will be back on Monday.
Monday, I need to write a bit and organize my clothes. My bedroom looks like a clearance sale at Marshall's.
Well I am going to go home and try not to take a nap. Wish me luck.
Tuesday, January 20, 2009
Cause I'm a G!
G-g-g-g-g Market.
No, this is not an ode to 50cent, but an open love letter to Gmarket.
Gmarket is a Korean website, similar to Ebay, where you can purchase items from various sellers and even bid. Although the stuff is pretty damn cheap as is.
Since moving to Korea, I have bought a sectional pleather sofa for about 300 bucks, Dolce&Gabbana perfume the large bottle for 60. Juicy Couture sweatsuit for 45. Marc Jacobs dress for 60. Theory trench coat for 50. Yeah, some of the stuff on there is knockoffs, but Korea believes in taking a lot of pictures to show the quality of an item so just take a look at it. Have I bought some crap. Yep. I bought a coat where the button was sewn on crooked. But hey, that one or two bad outweighs the oh so good Gmarket.
Delivery is free or cheap 2,500 won.
Did I mention they were fast? Usually my item will arrive that week!
Yes, there is an English page, where you can search for anything you want or need.
Want to send something to the USA? They ship internationally! Except the furniture of course!
You can pay with a foreign credit card, PayPal or if you have a Korean credit card go right ahead and shop! They will ask you to fax a copy of your foreign card and black out some of the numbers just to verify you have the card and it is you ordering. After that, you are free to shop away. At first I just let my card shopping expire for the 7 days before I faxed over anything. Once I realized the site was legit and pretty punctual, I have a few shopping payment options on there now.
I love gmarket cause I don't have to lug heavy things around like cat litter or water home on a subway or try to hail a taxi.
They offer fab knockoffs too for you fashionistas.
My bus stop in Gangnam where my Korean class is held is right in front of the Gmarket office building. It was a sign from the retail discounter gods.
G for life!
Monday, January 19, 2009
Economic Strategy 101: Gift Sets
Gift set for 19,500 at EmartI love Korea for understanding the value of a gift set. Every Christmas, I try and buy the sets of lotions, perfume, etc. Because it is always the better value.
There are gift sets from everything to toothbrushes to fish. Beef to laundry detergent. I love a deal packaged in neat boxes.Since Lunar New Year is approaching, more sets are out at the local department stores and markets.
I bought a small Nivea set last night for 7500 won, the cost of one of these items in the states usually hovers around that price alone. Definitely a steal for two lotions, a creme and chapstick.
I plan on getting more this week to stock up and that way I won't need to buy and lug anymore lotion from the states and will restock again during Chuseok, when more sets become available. Plus, running out of stuff is never ideal because you will always end up paying more in the long run. For instance, a friend of mine ran out of lotion and had to pay 9,000 for one small bottle. Not cost-effective.
Save some won in 09 and buy yourself a gift set! :)
*** Update***
I went back and got the set above and another 7500 set, the girl gave me a free hand cream too. My friend bought the largest size for 28,900 won.
What a deal! I feel oh so soft and won't have to worry about buying anything else until next winter for sure!
Sunday, January 18, 2009
Going to Hell
Three pieces of pecan pie, two lattes, four pieces of Kalbi, 8 dumplings, numerous slices of Peking duck, four spring rolls, 8 pieces of sashimi, a strawberry mouse and some things I am probably digesting right now that I can't remember. Gluttony. Greed.
I began thinking about the seven vices, or seven deadly sins.
Realizing that I have been guilty of indulging in them one time or another in my life. Sometimes simultaneously, just to make life more interesting. Yep, I am going to hell.
Lust, Gluttony, Greed, Sloth, Wrath, Envy, Pride.
Lust: That never ends well now does it. Either they don't live up to your fantasized expectations or you find out they are complete utter a**holes. Just imagine whoever you desire being a complete idiot or having inadequate bedroom skills and funky foot odor. That will end that. I always imagine that David Beckham has a hairy butt. Works for me!
Gluttony: Now today I can't speak on this, forgive me for I have sinned. Being in Korea my calorie consumption is usually quite low cause I don't snack as much and the portions here aren't mega-super-quadrupled sized. Though, it can be kinda hard when you visit family, like I do and they constantly have you grazing on food all day. But just learn how to say when. I don't pig out often. But I tend to have a seasonal disorder of doing so. Shilla in the Spring anyone?
Greed: Moving to Korea made me realize how much crap I have back home that I didn't and don't need. I get by on fewer pairs of shoes, less clothes, less home furnishings, less of everything here. Guess what? I am still alive!
Sloth: I am not the best expert in this area. I believe in relaxation. Probably because from an early age I have always worked and I also dealt with a lot early in my life that I believe in taking time out. I think that I have had enough time "off" and it is time to get back to it. Also, it is believed that you can be a sloth if you fail to utilize your talent or gift. *crickets* . Guilty as charged. I am on parole though.
Wrath: Never been very vengeful and spiteful. I have been very angry with people though and if looks could kill...I don't wish bad things on people but I definitely can say to hell with someone. I think this is one sin that I don't indulge in often.
Envy: In America, I did that a lot. Everywhere you go...you are made to feel incomplete. Wanting this, that. Secretly being jealous of others and envious. Envy can cripple you are transpire into other sins. I really appreciate my life as is and what it is about to become. So no more envy for me.
Pride: Not a big problem here. I don't think I am better than people. I give credit where it is due. I am not vain or narcissistic. I am more embarassed than anything by compliments and stuff.
The seven virtues are:
chastity, temperance, charity, diligence, patience, kindness, humility.
Chastity: Living in Korea is handling that. Enough said.
Temperance:Moderation, I don't drink as much here. I have to work on the seasonal eating binge fests though.
Charity: Let's see what happens at PSBFK on the 30th.
Diligence: Writing this blog regularly is one step. Starting this writing class on the 21st is another. Korean class in February and socializing more. Hmmm...I am on my way.
Patience: Every child has taught me that. My father has taught me too. Living in the South and Living here in Korea has taught me that.
Humility: I am humble.
Maybe I am not going to hell with gasoline draws (underwear) on after all.
I began thinking about the seven vices, or seven deadly sins.
Realizing that I have been guilty of indulging in them one time or another in my life. Sometimes simultaneously, just to make life more interesting. Yep, I am going to hell.
Lust, Gluttony, Greed, Sloth, Wrath, Envy, Pride.
Lust: That never ends well now does it. Either they don't live up to your fantasized expectations or you find out they are complete utter a**holes. Just imagine whoever you desire being a complete idiot or having inadequate bedroom skills and funky foot odor. That will end that. I always imagine that David Beckham has a hairy butt. Works for me!
Gluttony: Now today I can't speak on this, forgive me for I have sinned. Being in Korea my calorie consumption is usually quite low cause I don't snack as much and the portions here aren't mega-super-quadrupled sized. Though, it can be kinda hard when you visit family, like I do and they constantly have you grazing on food all day. But just learn how to say when. I don't pig out often. But I tend to have a seasonal disorder of doing so. Shilla in the Spring anyone?
Greed: Moving to Korea made me realize how much crap I have back home that I didn't and don't need. I get by on fewer pairs of shoes, less clothes, less home furnishings, less of everything here. Guess what? I am still alive!
Sloth: I am not the best expert in this area. I believe in relaxation. Probably because from an early age I have always worked and I also dealt with a lot early in my life that I believe in taking time out. I think that I have had enough time "off" and it is time to get back to it. Also, it is believed that you can be a sloth if you fail to utilize your talent or gift. *crickets* . Guilty as charged. I am on parole though.
Wrath: Never been very vengeful and spiteful. I have been very angry with people though and if looks could kill...I don't wish bad things on people but I definitely can say to hell with someone. I think this is one sin that I don't indulge in often.
Envy: In America, I did that a lot. Everywhere you go...you are made to feel incomplete. Wanting this, that. Secretly being jealous of others and envious. Envy can cripple you are transpire into other sins. I really appreciate my life as is and what it is about to become. So no more envy for me.
Pride: Not a big problem here. I don't think I am better than people. I give credit where it is due. I am not vain or narcissistic. I am more embarassed than anything by compliments and stuff.
The seven virtues are:
chastity, temperance, charity, diligence, patience, kindness, humility.
Chastity: Living in Korea is handling that. Enough said.
Temperance:Moderation, I don't drink as much here. I have to work on the seasonal eating binge fests though.
Charity: Let's see what happens at PSBFK on the 30th.
Diligence: Writing this blog regularly is one step. Starting this writing class on the 21st is another. Korean class in February and socializing more. Hmmm...I am on my way.
Patience: Every child has taught me that. My father has taught me too. Living in the South and Living here in Korea has taught me that.
Humility: I am humble.
Maybe I am not going to hell with gasoline draws (underwear) on after all.
Chronographically Speaking
Time flies. This weekend was no exception. The only peace I have with this is that this upcoming week is the last one before our Lunar New Year break. I love Korea. Seriously we just came back from a three week hiatus and now we are off for another week!
Here is a recap:
Friday:
After work, I met up with my friend to eat at Outback Steakhouse. Discovered I am officially lactose intolerant. Damn. I love cheese too. Oh well.
Went to Hot Tracks and bought stationary...everything in Korea is insanely cute and artsy fartsy.
Everyone around me is getting or is sick...so I swabbed with a Zycam stick and took a shot of Nyquil...nighty night.
Saturday:
Lounged around and half-assed cleaned.
Met up with friends at Two Two chicken to gorge on fried chicken...very deelish.
Then I met some other friends in Apguejong and ate again, drank fusion soju and shared a fruit plate.
Left in somber mood of tales of woes. Soju made us sleepy too.
Sunday:
Met my cousin and his new girlfriend.
Friends and I engaged in a gorge fest at the Shilla Hotel for a birthday celebratory feast.
So full right now...it is absolutely ridiculous.
That's all folks.
Here is a recap:
Friday:
After work, I met up with my friend to eat at Outback Steakhouse. Discovered I am officially lactose intolerant. Damn. I love cheese too. Oh well.
Went to Hot Tracks and bought stationary...everything in Korea is insanely cute and artsy fartsy.
Everyone around me is getting or is sick...so I swabbed with a Zycam stick and took a shot of Nyquil...nighty night.
Saturday:
Lounged around and half-assed cleaned.
Met up with friends at Two Two chicken to gorge on fried chicken...very deelish.
Then I met some other friends in Apguejong and ate again, drank fusion soju and shared a fruit plate.
Left in somber mood of tales of woes. Soju made us sleepy too.
Sunday:
Met my cousin and his new girlfriend.
Friends and I engaged in a gorge fest at the Shilla Hotel for a birthday celebratory feast.
So full right now...it is absolutely ridiculous.
That's all folks.
Friday, January 16, 2009
Rebirth
Snow on your birthday is good luck Ms. Howe, one of my students said.
I really hope so. I thought.
Today is my birthday.
I would like to thank:
1. My father, although you do not remember today is my birthday, I know you love me with all your might.
2. My mother, having you around is worth more than anything you could ever do for me.
3. Akosua, thank you for showing me that life is indeed worth some confetti.
4. Anthony, for being excited about e'ry and anythang.
5. Krissy, for holding me down!
6. Marci, you make everything an adventure!
7. Halona my fellow Cap, you showed me how to take risks!
8. Shannon, for being generous and kind and eases my soul.
9. Matt for making me believe in myself and the possibilities of yet to come.
10. My students of past and present, who have taught me patience.
Yayyy! 31 Here I come. 2009 Let's go!
I really hope so. I thought.
Today is my birthday.
I would like to thank:
1. My father, although you do not remember today is my birthday, I know you love me with all your might.
2. My mother, having you around is worth more than anything you could ever do for me.
3. Akosua, thank you for showing me that life is indeed worth some confetti.
4. Anthony, for being excited about e'ry and anythang.
5. Krissy, for holding me down!
6. Marci, you make everything an adventure!
7. Halona my fellow Cap, you showed me how to take risks!
8. Shannon, for being generous and kind and eases my soul.
9. Matt for making me believe in myself and the possibilities of yet to come.
10. My students of past and present, who have taught me patience.
Yayyy! 31 Here I come. 2009 Let's go!
Wednesday, January 14, 2009
Baby Steps
One of many reasons why I moved to Korea was to volunteer and help biracial Korean children living here.
So many children are abandoned by their fathers and often their mothers (social stigma) that they are often placeless children in a society that is homogeneous. These children will face many prejudices, discrimination, psychological and emotional issues. Along with that the prospect of becoming a successful member of society is slim.
I also found out that 2012 Korea will end international adoptions. Leaving me to wonder, what will happen to these children. They won't let single people adopt, so I can't do that. Although I would. The only thing I can do is volunteer while I am living here. Which depends on the winter ahead if it will be two to four years. Brrr....
Anyways...I had to literally harass the Pearl S. Buck Foundation here to respond to me. Here is an excerpt of the email:
Generally, PSBFK is looking for volunteers into some categories and that are ;
Well, you can guess which one I chose. I will take door number 2!
Then I got this weird email:
I am sorry to say that I had to ask a question, "Can you speak Korean?" before.
Because almost of our children cannot speak English so every volunteer needs ability for speaking Korean.
Uhhh....I was like are you SERIOUS? My Korean is preschool if that. Elementary at best. I can read characters, but unless the words are familiar to me, I have no clue. I can say basic things and understand okay. That is it. (By the way, I am taking Korean classes in February)
I had the Korean language teacher, a friend of mine, email this lady and tell her that I really wanted to help out in some form or fashion, plus I would teach them English, which is a highly prized skill here...for FREE. I mean parents shell out tons of bucks to send them to afterschool programs called hagwons and oh yeah all these English "teachers" over here are because of that.
She finally got back to me and understood my passion. I had the Korean language teacher practiacally beg to give my free time and services. Geesh.
Anyways, I am meeting her over the Lunar New Year. The journey will be about 100 minutes according to the subway guide.
I wonder if they have like a Big Brother/Sister deal.
That'll be cool. Will keep you posted.
So many children are abandoned by their fathers and often their mothers (social stigma) that they are often placeless children in a society that is homogeneous. These children will face many prejudices, discrimination, psychological and emotional issues. Along with that the prospect of becoming a successful member of society is slim.
I also found out that 2012 Korea will end international adoptions. Leaving me to wonder, what will happen to these children. They won't let single people adopt, so I can't do that. Although I would. The only thing I can do is volunteer while I am living here. Which depends on the winter ahead if it will be two to four years. Brrr....
Anyways...I had to literally harass the Pearl S. Buck Foundation here to respond to me. Here is an excerpt of the email:
Generally, PSBFK is looking for volunteers into some categories and that are ;
- Document Translation - My organization has lot's of document to translate from Korean to English.
- Mentorship Volunteering - PSBFK is supporting for the bi-racial children to have a mentor who can speak English and give inspiration to them.
- Etc - Please, let me know what you can.
Well, you can guess which one I chose. I will take door number 2!
Then I got this weird email:
I am sorry to say that I had to ask a question, "Can you speak Korean?" before.
Because almost of our children cannot speak English so every volunteer needs ability for speaking Korean.
Uhhh....I was like are you SERIOUS? My Korean is preschool if that. Elementary at best. I can read characters, but unless the words are familiar to me, I have no clue. I can say basic things and understand okay. That is it. (By the way, I am taking Korean classes in February)
I had the Korean language teacher, a friend of mine, email this lady and tell her that I really wanted to help out in some form or fashion, plus I would teach them English, which is a highly prized skill here...for FREE. I mean parents shell out tons of bucks to send them to afterschool programs called hagwons and oh yeah all these English "teachers" over here are because of that.
She finally got back to me and understood my passion. I had the Korean language teacher practiacally beg to give my free time and services. Geesh.
Anyways, I am meeting her over the Lunar New Year. The journey will be about 100 minutes according to the subway guide.
I wonder if they have like a Big Brother/Sister deal.
That'll be cool. Will keep you posted.
Tuesday, January 13, 2009
Have and Have Nots
Life short. Just ask the author of "100 Things to Do Before You Die" who ironically died this past summer at 47 from a slip and fall.
See, you are never promised tomorrow. Watch the movie Bucket List.
I was thinking about how people make bucket lists and their goals, aspirations. etc. At the same time there is a saying about appreciate what you have. I know with the beginning of the new year people, including myself, think of a million and one things to do better, more or try for their future. Looking at other people's 43 things list(www.43things.com) or bucket lists, I realized I have done a lot of things that I don't give myself credit for. So, I decided to jot down the things I have done:
1. Learned how to sail a boat.
2. Learned how to windsurf.
3. Driven across country twice.
4. Traveled to South Africa.
5. Lived in Germany.
6. Traveled to Paris, Florence, Prague and many other European countries.
7. Participated in a large national beauty pageant. (Miss USA)
8. Been a published writer.
9. Been an extra in a movie.
10. Learned how to salsa dance.
11. Graduated from college, grad school.
12. Own a home.
13. Volunteer.
14. Heard Barack Obama speak in person.
15. Met Congressman John Lewis.
16. Met Randall Robinson.
17. Was a personal assistant for a Oscar nominated Actor. (before he was nominated)
18. Skinny dipped.
19. Planted a tree.
20. Snorkeled.
21. Ate conch...love it.
22. Been a bridesmaid twice.
23. Paid off my undergraduate loans.
24. Been camping.
25. Been skiing.
26. Witnessed a solar eclipse
27. Witnessed a lunar eclipse.
28.Fell deeply in love -- helplessly and unconditionally.
29.Drank beer at Oktoberfest in Munich.
30. Witnessed ChristKindlesMarkt in Nuremberg.
31. Been a mentor.
32. Been passionate about a cause and spend time helping it, instead of just thinking about it.
33.Made a fool of myself.
34. Have a tattoo (I have two and want more)
35. Gambled in Vegas
36. Celebrated NYE in NYC in Times Square. (2001)
37. Had a Grey's Papaya hot dog.
38. Ate Philly cheesesteaks at Gino's and Pat's.
39. Ice skated at Rockefeller
40. Been to a concert.
41. Living abroad...in Korea now
42. Been in a protest
43. Seen Mt. Fuji
44. Been to Tokyo
45. Adopted a pet (two cats)
46. Rode the shinkansen. Bullet Train.
I have more to follow, I have to really brainstorm. But hey, that is pretty impressive when I reread it.
You should think about your haves and not your have nots! It may inspire you!
See, you are never promised tomorrow. Watch the movie Bucket List.
I was thinking about how people make bucket lists and their goals, aspirations. etc. At the same time there is a saying about appreciate what you have. I know with the beginning of the new year people, including myself, think of a million and one things to do better, more or try for their future. Looking at other people's 43 things list(www.43things.com) or bucket lists, I realized I have done a lot of things that I don't give myself credit for. So, I decided to jot down the things I have done:
1. Learned how to sail a boat.
2. Learned how to windsurf.
3. Driven across country twice.
4. Traveled to South Africa.
5. Lived in Germany.
6. Traveled to Paris, Florence, Prague and many other European countries.
7. Participated in a large national beauty pageant. (Miss USA)
8. Been a published writer.
9. Been an extra in a movie.
10. Learned how to salsa dance.
11. Graduated from college, grad school.
12. Own a home.
13. Volunteer.
14. Heard Barack Obama speak in person.
15. Met Congressman John Lewis.
16. Met Randall Robinson.
17. Was a personal assistant for a Oscar nominated Actor. (before he was nominated)
18. Skinny dipped.
19. Planted a tree.
20. Snorkeled.
21. Ate conch...love it.
22. Been a bridesmaid twice.
23. Paid off my undergraduate loans.
24. Been camping.
25. Been skiing.
26. Witnessed a solar eclipse
27. Witnessed a lunar eclipse.
28.Fell deeply in love -- helplessly and unconditionally.
29.Drank beer at Oktoberfest in Munich.
30. Witnessed ChristKindlesMarkt in Nuremberg.
31. Been a mentor.
32. Been passionate about a cause and spend time helping it, instead of just thinking about it.
33.Made a fool of myself.
34. Have a tattoo (I have two and want more)
35. Gambled in Vegas
36. Celebrated NYE in NYC in Times Square. (2001)
37. Had a Grey's Papaya hot dog.
38. Ate Philly cheesesteaks at Gino's and Pat's.
39. Ice skated at Rockefeller
40. Been to a concert.
41. Living abroad...in Korea now
42. Been in a protest
43. Seen Mt. Fuji
44. Been to Tokyo
45. Adopted a pet (two cats)
46. Rode the shinkansen. Bullet Train.
I have more to follow, I have to really brainstorm. But hey, that is pretty impressive when I reread it.
You should think about your haves and not your have nots! It may inspire you!
Monday, January 12, 2009
Investments and Bailouts
I was emailing back a friend today, who was pondering the direction of their life and they were discussing possible moves they wanted to take. What was hindering them? Then they stated, "but I am invested."
True. I began thinking about the current state of America's economy and also how people are invested in relationships with themselves and other people.
We all are invested in whatever place we are at now in our lives. Whatever we believe has been built from years of investing in those philosophies and rationales. Whoever we are personality wise, we created a pretty impressive portfolio.
Losing your investments can be scary. Right? But I am not talking about money here.
Think about the woman that won't leave her marriage, because she has been invested in it so long, despite the fact being abused, she will stay to ride that investment on out.
Look at that unhappy coworker who won't quit and try a new job, cause they are invested in it. They'd rather be miserable.
Consider the person who is known as the (insert personality trait here) guy/gal and won't change their behaviors, just because they have become invested in it.
What we need to realize in light of these news stories of economic turmoil....is that whatever you are invested in, will turn on you. You will be wondering why.
Examples:
That woman will stay in an unhappy marriage until he leaves her. Then what?
The coworker who gets laid off after 27 years at a job they never liked now won't get retirement and face it, will face age discrimination. Then what?
What about that mean, bitter woman who becomes old and has no one visiting her at the nursing home. Then what?
Why give power to other people?
Other people become invested in you too. Like shareholders. They expect you to be that so and so friend, wife, brother, boss, whatever and they don't understand when you begin to shift and change or when you don't associate with them anymore or when you develop new interests, beliefs or ideologies. When you run into people you knew many moons ago, but they are still invested in the past you ...may look confused and will not get the present you and they definitely won't understand the future you. Think about it, people you run into reminisce of how you used to be, never long is the conversation about what you are to become or who you are at the present.
Overall, No one is going to bail you out. But you. If you don't like your life, do something about it and don't hold on to poor investments. Trust me investments are not as faithful as you are love. That sorry man, your lame job, your attitude....bail yourself out.
Stimulate your mind in 09. Create a bailout package for yourself. Invest in the future.
You!
True. I began thinking about the current state of America's economy and also how people are invested in relationships with themselves and other people.
We all are invested in whatever place we are at now in our lives. Whatever we believe has been built from years of investing in those philosophies and rationales. Whoever we are personality wise, we created a pretty impressive portfolio.
Losing your investments can be scary. Right? But I am not talking about money here.
Think about the woman that won't leave her marriage, because she has been invested in it so long, despite the fact being abused, she will stay to ride that investment on out.
Look at that unhappy coworker who won't quit and try a new job, cause they are invested in it. They'd rather be miserable.
Consider the person who is known as the (insert personality trait here) guy/gal and won't change their behaviors, just because they have become invested in it.
What we need to realize in light of these news stories of economic turmoil....is that whatever you are invested in, will turn on you. You will be wondering why.
Examples:
That woman will stay in an unhappy marriage until he leaves her. Then what?
The coworker who gets laid off after 27 years at a job they never liked now won't get retirement and face it, will face age discrimination. Then what?
What about that mean, bitter woman who becomes old and has no one visiting her at the nursing home. Then what?
Why give power to other people?
Other people become invested in you too. Like shareholders. They expect you to be that so and so friend, wife, brother, boss, whatever and they don't understand when you begin to shift and change or when you don't associate with them anymore or when you develop new interests, beliefs or ideologies. When you run into people you knew many moons ago, but they are still invested in the past you ...may look confused and will not get the present you and they definitely won't understand the future you. Think about it, people you run into reminisce of how you used to be, never long is the conversation about what you are to become or who you are at the present.
Overall, No one is going to bail you out. But you. If you don't like your life, do something about it and don't hold on to poor investments. Trust me investments are not as faithful as you are love. That sorry man, your lame job, your attitude....bail yourself out.
Stimulate your mind in 09. Create a bailout package for yourself. Invest in the future.
You!
Sunday, January 11, 2009
No Joke
A Filipina woman and white guy walk onto a subway.
Then they proceeded to sit next to me.
I glanced up for a moment to notice an ajushi (older man) was swaying and staggering, although the train was not the cause of this movement. I noticed from the corner of my eye that he was gripping a green bottle. You already know where this is going...he was drunk on soju, the devilish potato liquor sold for about two bucks all around Korea and my own first encounter with it when I arrived in Korea made me swear off the stuff for my tenure here abroad. It is a sneaky little bastard. Cause you won't feel it until much later when you awake from stupor unaware of where you are. Soju is b-a-d news.
So, I tried to continue reading but through the melodic sounds coming from my headphones and the aura of funky drunkiness near me, my peaceful Sunday was disrupted as I noticed he began to harass the couple sitting next to me.
Get this, he was speaking English too! Soju makes you bilingual, you ain't know? Cause my uncle who doesn't speak a lick of English began telling me off his adventures, in English, one night when he was lit like a tiki torch.
Because I am who I am, I knew I would become the next victim of his English rants...also I knew it didn't help that these foreigners decided to sit next to me thus amplifying...
Three of these things just doesn't belong here...
Well, from what I gathered he kept repeating that he wasn't a liar. Made me wonder who called him one long time ago.
The white guy didn't do or say anything as the ajushi held his cigarette scented finger in his face.
Then he began to ask if that was his wife and he said yes.
Here we go,
then he came to me and asked the lady if I was with them and she said no.
I turned the page and pretended to read...thinking about if I had my emergency contacts from school just in case I would need to be bailed out of jail for fighting an old man.
I could see the Korean Herald headlines... American woman fights helpless old man on subway.
Who are you? Who are you?
I ignored his drunken ass and kept reading.
Then he pointed his finger in between the pages of my book and then turned the book to look at the cover, I just ignored him, but the Filipina lady waved his hand away from me.
I just ignored him and as he spilled soju on the subway floor, I thought about how he must be going through some shit to really be drunk at 1230 on a Sunday afternoon.
The couple devised a non-verbal plan to get off at the next stop. I just sat there as the drunken ajushi circled around in front of me.
The couple got off and others boarded and I guess the ajushi realized no one was going to pay attention to him and he staggered off.
No joke.
Then they proceeded to sit next to me.
I glanced up for a moment to notice an ajushi (older man) was swaying and staggering, although the train was not the cause of this movement. I noticed from the corner of my eye that he was gripping a green bottle. You already know where this is going...he was drunk on soju, the devilish potato liquor sold for about two bucks all around Korea and my own first encounter with it when I arrived in Korea made me swear off the stuff for my tenure here abroad. It is a sneaky little bastard. Cause you won't feel it until much later when you awake from stupor unaware of where you are. Soju is b-a-d news.
So, I tried to continue reading but through the melodic sounds coming from my headphones and the aura of funky drunkiness near me, my peaceful Sunday was disrupted as I noticed he began to harass the couple sitting next to me.
Get this, he was speaking English too! Soju makes you bilingual, you ain't know? Cause my uncle who doesn't speak a lick of English began telling me off his adventures, in English, one night when he was lit like a tiki torch.
Because I am who I am, I knew I would become the next victim of his English rants...also I knew it didn't help that these foreigners decided to sit next to me thus amplifying...
Three of these things just doesn't belong here...
Well, from what I gathered he kept repeating that he wasn't a liar. Made me wonder who called him one long time ago.
The white guy didn't do or say anything as the ajushi held his cigarette scented finger in his face.
Then he began to ask if that was his wife and he said yes.
Here we go,
then he came to me and asked the lady if I was with them and she said no.
I turned the page and pretended to read...thinking about if I had my emergency contacts from school just in case I would need to be bailed out of jail for fighting an old man.
I could see the Korean Herald headlines... American woman fights helpless old man on subway.
Who are you? Who are you?
I ignored his drunken ass and kept reading.
Then he pointed his finger in between the pages of my book and then turned the book to look at the cover, I just ignored him, but the Filipina lady waved his hand away from me.
I just ignored him and as he spilled soju on the subway floor, I thought about how he must be going through some shit to really be drunk at 1230 on a Sunday afternoon.
The couple devised a non-verbal plan to get off at the next stop. I just sat there as the drunken ajushi circled around in front of me.
The couple got off and others boarded and I guess the ajushi realized no one was going to pay attention to him and he staggered off.
No joke.
Saturday, January 10, 2009
Kick Myself
One of the first signs of becoming older, is that you wake up earlier for no reason. You also take a nap in the middle day. Herein lies my problem.
I had it all planned out, to clean before the cleaning lady arrived. (yeah, I know...but she wouldn't charge me so little if she saw the "before") I washed two loads of laundry and by 930, I was sipping a latte at Dunkin Donuts reading The Good Earth by Pearl S. Buck. I read several chapters for an hour and headed back to check on my clothes in the dryer. I even took my mound of clothes to the dry cleaner.
Productive.
That was until the cleaning ladies left and I basked in the glory of cleanliness and decided it was a great time to catch a quick snooze before I headed to my planned day of hanging at the bookstore and going to that free yoga class in Itaewon.
433pm. Damn. I just woke up and it is too late now to make the class. Everything takes so long to get to in Korea. If I had a car, I doubt it would be any quicker. Taking the subway takes about an hour and some and the bus can be thirty minutes or more.
I could just kick myself for sleeping my day away.
Granted it was 3 degrees celsius...or 37 degrees or something like that. So the television in the elevator says. Tonight it is -9 or about 16 degress. Regardless of conversion...it is mutha freaking freezing.
Well, there is always tomorrow.
I had it all planned out, to clean before the cleaning lady arrived. (yeah, I know...but she wouldn't charge me so little if she saw the "before") I washed two loads of laundry and by 930, I was sipping a latte at Dunkin Donuts reading The Good Earth by Pearl S. Buck. I read several chapters for an hour and headed back to check on my clothes in the dryer. I even took my mound of clothes to the dry cleaner.
Productive.
That was until the cleaning ladies left and I basked in the glory of cleanliness and decided it was a great time to catch a quick snooze before I headed to my planned day of hanging at the bookstore and going to that free yoga class in Itaewon.
433pm. Damn. I just woke up and it is too late now to make the class. Everything takes so long to get to in Korea. If I had a car, I doubt it would be any quicker. Taking the subway takes about an hour and some and the bus can be thirty minutes or more.
I could just kick myself for sleeping my day away.
Granted it was 3 degrees celsius...or 37 degrees or something like that. So the television in the elevator says. Tonight it is -9 or about 16 degress. Regardless of conversion...it is mutha freaking freezing.
Well, there is always tomorrow.
Thursday, January 8, 2009
Hamster On A Wheel
Feeling motivated after eating a hearty school lunch of rice and veggies smothered in kochujang (red pepper paste for you English speakers). I was wondering how can I make some more moolah, duckets, cash, scrilla, dolla dolla bills ya'll. My brain was churning...wheels in motion
I have a work visa in a country that will not let foreigners have an arbeit (part time gig in German for you Eng..learn another language people!). Korea really needs to consider changing that because with the won doing so poorly, I doubt anybody will want to come over and teach English to kiddos for the same amount of money you can make at J.Crew. I say let us certified teachers have the option to work at a hagwon and make some extra dough. Not all of us will want to, but some would and then it would be less costly for all parties involved. I would think.
Now that the economy is tanking back home, I feel ever more inspired to rid myself of this debt and get back to basics by getting back to black. I make good money. Nothing is wrong with mo' money though.
What can I do? Umm...no...that is out of the question! Hmmm...I don't have anything to sell...plus Koreans don't buy used anything....I could...no...I know!!!!!!!
I started looking up some freelancing gigs online and figure that I can start looking into that. Even if it is a couple of bucks here and there, I am excited about the possibility of getting paid to write something as simple as entertainment articles or complex like researching new phone models.
I will let you know what I find out about that.
Freelance-working for yourself. Ha. What a concept.
I have a work visa in a country that will not let foreigners have an arbeit (part time gig in German for you Eng..learn another language people!). Korea really needs to consider changing that because with the won doing so poorly, I doubt anybody will want to come over and teach English to kiddos for the same amount of money you can make at J.Crew. I say let us certified teachers have the option to work at a hagwon and make some extra dough. Not all of us will want to, but some would and then it would be less costly for all parties involved. I would think.
Now that the economy is tanking back home, I feel ever more inspired to rid myself of this debt and get back to basics by getting back to black. I make good money. Nothing is wrong with mo' money though.
What can I do? Umm...no...that is out of the question! Hmmm...I don't have anything to sell...plus Koreans don't buy used anything....I could...no...I know!!!!!!!
I started looking up some freelancing gigs online and figure that I can start looking into that. Even if it is a couple of bucks here and there, I am excited about the possibility of getting paid to write something as simple as entertainment articles or complex like researching new phone models.
I will let you know what I find out about that.
Freelance-working for yourself. Ha. What a concept.
Seven Reality Checks
Korea is bitterly cold right now, so unless I want to watch Season 5 Cycle 1100 of America's Next Top Model again and again...I tend to peruse the internet a lot.
This year is all about self-growth for me, so it seemed fitting that I watch Oprah's Best Life series that was on.
Gotta love Oprah.
She had my favorite financial guru, Suze Orman and her sassy self was turning on the lights for many of us Americans. We are broke.
So, I began thinking about the times, I was debt-free. I have had that title a few times over my adult life. Then I plummeted back into that hole of have-not-a-dime.
Now, I think that Suze is cool, cause I like her upfront, no-holds barred approach. But sometimes, I think she is cuckoo too.
My other favorite money man is Dave Ramsey. He is a little bit more realistic for me. So I went on his website and was listening to his webcast about creating your 7.
He said that goals need to be written down and not stored in your brain. So if you have a list on http://www.43things.com/ that is great, I am starting mine too. But this one may be more manageable and in an organized fashion:
Make a list of these seven areas:
This year is all about self-growth for me, so it seemed fitting that I watch Oprah's Best Life series that was on.
Gotta love Oprah.
She had my favorite financial guru, Suze Orman and her sassy self was turning on the lights for many of us Americans. We are broke.
So, I began thinking about the times, I was debt-free. I have had that title a few times over my adult life. Then I plummeted back into that hole of have-not-a-dime.
Now, I think that Suze is cool, cause I like her upfront, no-holds barred approach. But sometimes, I think she is cuckoo too.
My other favorite money man is Dave Ramsey. He is a little bit more realistic for me. So I went on his website and was listening to his webcast about creating your 7.
He said that goals need to be written down and not stored in your brain. So if you have a list on http://www.43things.com/ that is great, I am starting mine too. But this one may be more manageable and in an organized fashion:
Make a list of these seven areas:
1. Career Goals- You should really plan for what you can do now, this year to reach that goal.
2. Financial Goals- First come career, then comes money right? Well, also think about small goals you can achieve this year and right now.
3. Spiritual Goals- Honestly, this should be numero uno. Cause that will you give the willpower to achieve all things.
4. Physical Goals- Yep, getting fit, but overall too. What does your long-term look like
5. Intellectual Goals- I thought this was a good one, cause hey you need to become smarter. Read a book!
6. Family Goals- What are your goals to improve your familial situation?
7. Social Goals- What about relationships with people in general?
Overall, they can be short-term and long-term like I did. Cause somethings will take more than '09 to do!
I made my list with what I can do now and the snowballs after it...wanna see it? Nosy.
Career Goals:
Write my memoir
Become a best-selling author
Win literary awards
Movie about my book
Humanitarian awards
Financial Goals:
Pay off debts again...and stay out of it.
Be able to give
Retire comfortably
Leave a trust for my children
Not worry about money ever
Spiritual Goals:
Find my inner peace
Heal from my past
Pray and meditate daily
Forgive myself and others
Become knowledgeable in all religions
Physical Goals:
Exercise regularly
Maintain a healthy weight
Quit unhealthy habits
Eat less meat…become veg...a something or another.
Take care of my body with regular doctor visits.
Intellectual Goals:
Read a book a month
Study something new a month
Go to a lecture yearly
Listen to podcasts or webcasts of intellectuals
Understand the news
Family Goals:
Meet a wonderful man
Get married and stay happily together
Have a child, adopt a child
Raise a good family
Become a strong familial unit
Social Goals:
Be more outgoing
Try something new
Explore new places monthly
Join a social club or group
Give people a chance
So print out your 7 list.......and get to work.
Have I done anything yet?
Since January 1....
I have yoga tomorrow, I start a NYC writing class for memoirs on the 21st, I started reading the bible and reading up on buddhism. I am currently reading Marley and Me. I started my snowball debt payment plan. Someone pissed me off today and I didn't say anything to them. I signed up for a meetup in Seoul to meet more people.
Will keep you posted!
Wednesday, January 7, 2009
Wind and Fences
One thing I don't like, is wayward wind. You can't tell where that wind will blow...hot air.
Fence Rider-
Someone who will say anything to avoid rocking the boat. They will go against their own morals and standards to make statements to please others. They shouldn't be trusted and confiding in them isn't a good idea. They are liked by many due to the fact they always have good things to say, but are not trusted by the smart ones who have figured them out. Fence riders are phony butt kissers. We all know a few, most are politicians.
-from http://www.urbandictionary.com/
Stand for something in 09.
Fence Rider-
Someone who will say anything to avoid rocking the boat. They will go against their own morals and standards to make statements to please others. They shouldn't be trusted and confiding in them isn't a good idea. They are liked by many due to the fact they always have good things to say, but are not trusted by the smart ones who have figured them out. Fence riders are phony butt kissers. We all know a few, most are politicians.
-from http://www.urbandictionary.com/
Stand for something in 09.
Tuesday, January 6, 2009
Energy
When people are not happy with their lives, they tend to spew out things to others. Disguised sometimes as concern, it really is just plain dissatisfaction of self.
So with the ending of the conversation the transference of negative vibes is left on you. Making them feel a little satisfied in telling you what you aren't doing right in your life. Which really translates to "I failed at it, so will you or you are doing everything I wanted to do, but couldn't." This little emotional game is so....2008.
I used to let these ping-pong matches affect me. Wading through my own emotions and casting self-doubt upon myself after talking to certain people. Letting my sunny disposition be clouded by negative nonsense.
It is 2009 now. I learned that I am very happy with my life, although not perfect. It is a work in progress and I am determined to not anyone tell me otherwise.
Some people I will not be able to "let go" so to those who have to remain a constant in my life, I am chosing to just limit what I share about my life with them and just agree with whatever they have to say to pacify them. I will then hang up the phone or discard the email and read something funny or an inspirational quote...brush my shoulders off and keep on living.
Life is too short to be miserable. Even in death, I do not want to be miserable.
Live your life to your standard.
So with the ending of the conversation the transference of negative vibes is left on you. Making them feel a little satisfied in telling you what you aren't doing right in your life. Which really translates to "I failed at it, so will you or you are doing everything I wanted to do, but couldn't." This little emotional game is so....2008.
I used to let these ping-pong matches affect me. Wading through my own emotions and casting self-doubt upon myself after talking to certain people. Letting my sunny disposition be clouded by negative nonsense.
It is 2009 now. I learned that I am very happy with my life, although not perfect. It is a work in progress and I am determined to not anyone tell me otherwise.
Some people I will not be able to "let go" so to those who have to remain a constant in my life, I am chosing to just limit what I share about my life with them and just agree with whatever they have to say to pacify them. I will then hang up the phone or discard the email and read something funny or an inspirational quote...brush my shoulders off and keep on living.
Life is too short to be miserable. Even in death, I do not want to be miserable.
Live your life to your standard.
Recap: 08
So, I have neglected this blog. Albeit, I have no real reason for it.
Since October, my last post, I have:
made new friends
let go of some old ones
graduated from grad school
visited home (Atlanta)
learned that life is great
Today is a new beginning. I like New Year's because it is time to be reflective.
I realized that I have to heal some old wounds, cause they were just scabs really and I have been picking at them...festering and never healing.
My journey into my thirties has just begun and I am loving every minute of it. This month I will be 31 and it is all about self-improvement in 09.
Here is a list of my goals for '09:
Find a more spiritual ground.
Write to heal.
Be positive 99.9 percent of the time (.01 is reserved for the asses we all encounter)
Learn to lose some control.
Become more sociable.
I hope that if you are out there and haven't given up on reading my posts, that you will watch me grow this year.
Until next time!
Live life and get off the computer!
Since October, my last post, I have:
made new friends
let go of some old ones
graduated from grad school
visited home (Atlanta)
learned that life is great
Today is a new beginning. I like New Year's because it is time to be reflective.
I realized that I have to heal some old wounds, cause they were just scabs really and I have been picking at them...festering and never healing.
My journey into my thirties has just begun and I am loving every minute of it. This month I will be 31 and it is all about self-improvement in 09.
Here is a list of my goals for '09:
Find a more spiritual ground.
Write to heal.
Be positive 99.9 percent of the time (.01 is reserved for the asses we all encounter)
Learn to lose some control.
Become more sociable.
I hope that if you are out there and haven't given up on reading my posts, that you will watch me grow this year.
Until next time!
Live life and get off the computer!
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